http://www.drewmckinney.com Drew's Home on the Web Thu, 06 May 2010 15:40:33 +0000 http://backend.userland.com/rss092 en In an effort to reduce the rising number of foreclosures in the U.S., the Treasury Department introduced a new federal program that makes it easier to process a short sale for people unable to keep their homes. Home Affordable Foreclosure Alternatives (HAFA) streamlines the process for doing a short sale or ... http://www.drewmckinney.com/?p=22 $8,000 First-time Home Buyer Tax Credit ·   The $8,000 tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase. ·   The tax credit does ... http://www.drewmckinney.com/?p=21 Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer. Here’s some information that will keep you on track. In General…. A home purchase may be your largest financial transaction to date, so it’s important ... http://www.drewmckinney.com/?p=20 Home Affordable Refinance If you are a homeowner who is current on your mortgage payments but unable to refinance to a lower interest rate because your home value has decreased, you may be able to refinance.Do I qualify for a Making Home Affordable refinance? Answer these questions:1.       Is your home your ... http://www.drewmckinney.com/?p=19 Get the best mortgage loan for youWhen you decide to buy a home or refinance a mortgage, it’s a big step. You can trust Drew McKinney to find the loan program that’s best for you. Buying a new home is a source of anxiety, frustration — and a huge sense ... http://www.drewmckinney.com/?p=18 Surviving the Current Mortgage Environment Times have changed in the mortgage business.  About 20 percent of those who easily qualified for loans at competitive mortgage rates just two short years ago will now be turned down.  Those who do qualify are required to pay larger down payments, provide more extensive underwriting ... http://www.drewmckinney.com/?p=17 Take charge of your project and lower your costs. Hiring a contractor to build your home or help you remodel can cost thousands.  Our unique program allows you to manage your own project and act as your own general contractor - put the money you save toward moving expenses, furniture or ... http://www.drewmckinney.com/?p=15 I’ve Got the Perfect Loan That’s Right for You. Purchase and Refinance Lot Loans Found the perfect lot to build your dream home?  We offer lot loan amounts as high as $1,000,000 and Interest Only payments for up to 5 years. Already own the lot, but need more time before actually building?  Perhaps ... http://www.drewmckinney.com/?p=14 My vacant land loans are designed for customers who have found a piece of property but may not be ready to build for several years or, who already own a piece of vacant land and wish to refinance it. Customers who want to buy vacant land and build within 12-18 months should consider ... http://www.drewmckinney.com/?p=12 If you are looking to build your own home in Arizona, Florida, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, and Wisconsin call me.  My one-time close construction loan that allows you to finance your home with one loan closing, saving you time and money. One application and approval process, so you won’t ... http://www.drewmckinney.com/?p=11